Delta SkyMiles® Gold Business American Express Card Review (2020.1 Update: 70 Offer & Revamped)

Delta SkyMiles® Gold Business American Express Card Review

2020.1 Update: The welcome offer is 70k now. This card is also revamped, the changes are:

  • Earn 2x on restaurants, shipping, and advertising now (previously 1x).
  • Earn a $100 Delta Flight Credit if you spend $10,000 in a calendar year.
  • No more SkyClub passes discounts.
  • Annual fee is increased from $95 to $99.

Application Link

Benefits

  1. 70k offer: Earn 60,000 Bonus Miles after spending $2,000 in purchases in the first 3 months. Plus, earn 10,000 Bonus Miles after your first anniversary.
  2. We value Delta Miles at 1.3 cents/mile (Airline Miles Value). So the 70k welcome offer is worth about $910! See A Beginner’s Guide to Delta Miles to check for details about Delta Miles.
  3. Earn 2 miles per $1 spent on restaurants, shipping, advertising, and Delta purchases; 1 mile per $1 on other purchases.
  4. Earn a $100 Delta Flight Credit if you spend $10,000 in a calendar year.
  5. First checked bag free on Delta flights.
  6. Priority boarding on Delta flights.
  7. 20% savings on in–flight foods and entertainment.
  8. With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon.com.
  9. No foreign transaction fee.
  10. Refer a friend: You can earn 5,000 or 10,000 bonus Delta miles for every approved account you refer, up to 55,000 Delta miles per calendar year.

Disadvantages

  1. $99 annual fee, but waived for the first year.

Recommended Application Time

  1. You can only get the welcome bonus once in a lifetime, so be sure to apply when the historical highest offer appears.
  2. AmEx doesn’t care about the number of hard pulls.
  3. You can try to apply for it when you have a credit history of 6 months.
  4. Only one AmEx credit card can be approved in a day. This rule does not apply to charge cards, you can be approved for one credit card and multiple charge cards in the day. Multiple cards approved in the same day will only have one Hard Pull.
  5. Only 2 AmEx credit cards can be approved within 90 days, but again, this rule does not apply to charge cards.
  6. You can keep at most 5 AmEx credit cards, not including charge cards.

Summary

The welcome offer is quite good.

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Recommended Downgrade Options

  • You can not downgrade this card to any card with no annual fee, so I suggest you close it when you don’t want to keep it any longer.

After Applying

  • Click here to check AmEx application status.
  • AmEx reconsideration backdoor number: 877-399-3083. The “real” backdoor number of Amex is well protected. Different from Chase, the representatives from this AmEx reconsideration backdoor number only have the right to help you submit requests.

Historical Offers Chart

Application Link


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