AmEx Hilton Credit Card Review (2019.12 Update: 75k+$100 or 100k Offer)

The Hilton Honors American Express Card Review

2019.12 Update2: There is a new 75k+$100 offer (after spending $1,000 in 3 months). If we value Hilton points at 0.4 c/p, then this offer is essentially as good as a 100k offer. HT: DoC.



2019.11 Update: It seems the 100k offer is no longer available. The current best offer is 95k. It seems the 100k offer still exists, and we have changed the public link to the one easier to see 100k offer.

Application Link

  • AmEx Hilton 75k+$100 Offer. If you see a “Bad Request” web error, please try to open this link in incognito mode.
  • AmEx Hilton. Possible to see 95k offer with $1,000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the higher offer. If you can only see a 75k offer, please try a few more times. The offer differs by location, so you may need a VPN to see the biggest offer, see How to Use VPN to Get Amex Big Offers for details.
  • AmEx Hilton public link. If you can’t see the higher offer with the above link, you can also try this link.

Benefits

  1. 100k offer: earn 100,000 Honors Points after spending $1,000 in first 3 months.
  2. We value Hilton Honors Point at 0.4 cents/point (Hotel Points Value), click here to see how many points are required for a free night. Therefore, the 100k highest welcome offer is worth about $400.
  3. Earn 7 Hilton Honors points per $1 spent on hotel stays within Hilton Portfolio; 5 points on US restaurants, US supermarkets, and US gas stations; 3 points on other purchases.
  4. Complimentary Hilton Silver status for the cardholder. Upgrade to Hilton Gold status when you make $20,000 or more in purchases each calendar year.
  5. No annual fee! This is quite rare in hotel credit cards.
  6. With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon.com.
  7. Refer a friend: You can earn 10,000 bonus Hilton points for every approved account you refer, up to 80,000 Hilton Points per calendar year.
  8. No foreign transaction fee.

Disadvantages

  1. The 5x bonus categories are limited within the United States.

Recommended Application Time

  1. Note that AmEx has a policy: If you currently or have previously held a specific AmEx credit card, you will not be eligible for the welcome bonus offer. So if you want to squeeze the highest rewards from credit cards, you should apply for the welcome offer first, and then take the upgrade offer, and then possibly go on upgrading/downgrading.
  2. You can only get the welcome bonus once in a lifetime, so be sure to apply when the historical highest offer appears.
  3. AmEx doesn’t tend to care about the number of hard pulls.
  4. You should try to apply for it once you have a credit history of 6 months.
  5. Only 2 AmEx credit cards can be approved within 90 days, but this rule does not apply to charge cards. Multiple cards approved in the same day will only have one Hard Pull.
  6. You can keep at most 5 AmEx credit cards, but this rule does not apply to charge cards.

Summary

The sign-up bonus is decent, so it’s worth applying. Because it has no annual fee, it is a good downgrading option, and there’s no harm to keep for long time. You may also see good upgrade offers on this card from time to time.



Related Credit Cards

After Applying

  • Click here to check AmEx application status.
  • AmEx reconsideration backdoor number: 877-399-3083. The “real” backdoor number of Amex is well protected. Different from Chase, the representatives from this AmEx reconsideration backdoor number only have the right to help you submit requests.

Historical Offers Chart

Application Link

  • AmEx Hilton 75k+$100 Offer. If you see a “Bad Request” web error, please try to open this link in incognito mode.
  • AmEx Hilton. Possible to see 95k offer with $1,000 spending requirement. Note that you have to use the incognito mode or empty the cache in your browser to see the higher offer. If you can only see a 75k offer, please try a few more times. The offer differs by location, so you may need a VPN to see the biggest offer, see How to Use VPN to Get Amex Big Offers for details.
  • AmEx Hilton public link. If you can’t see the higher offer with the above link, you can also try this link.

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