2019.5 Update: According to data points on reddit, AmEx Biz Gold and Biz Platinum now become “stud cards” as well. They have the highest referral bonuses, so if you have them, they are the best cards to generate referral links. These days, it seems AmEx has made some changes to their referral program, and here’s a summary of what we…
AmEx Summaries
10k AmEx MR Per Account with Pay Over Time (Non-Unique Link + Offer Code)
[2019/03/13 Update] – I just received another mailer for a Business Gold card with a new link to try if you have been unsuccessful enrolling thus far. AmEx is sending out physical mailers for a promotional offer where charge card holders can earn 10,000 MR points per account by enrolling in the “Pay Over Time” feature. There are no additional…
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AmEx Referral Program: Now You Can Cross Over To Any AmEx Cards
It’s been a while that you can use your AmEx cobranded card to refer other related cards in the same series. For example, if you have the Delta Gold card, then you can refer Delta Gold, Delta Platinum & Delta Reserve, and their business version. This is true for Hilton series and Marriott series as well. Now AmEx further improved…
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Now You May See Increased Sign-up Bonuses from AmEx (via Incognito Mode) from Referral Links!
2019.2 Update: See this post for a new update about the increased bonuses from referral link. You should already know that, when you apply for some AmEx credit cards, you may see some higher signup bonuses if you use incognito mode, or with a VPN to increase your chance. See this post for details. For example, AmEx Everyday usually has…
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Summary of Marriott & SPG Co-branded Credit Cards Bonus Limits
Starting from Aug 26, 2018, AmEx and Chase work together to limit the bonuses on their Marriott & SPG co-branded credit cards. Now AmEx SPG cards can affect the eligibility of Chase Marriott credit cards, and vice versa. Here’s a summary of the limits. Chase Co-branded Credit Cards Chase cards have their own limits: Chase 5/24 rule: Chase Marriott Premier…
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AmEx added another anti-churning language in its terms
Today AmEx added a sentence in the terms for all its credit cards, see this page for example: We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility. We are not sure how serious AmEx is, but this is definitely not…
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AmEx Failed to Transfer Referral Points to Hilton
We know that you can refer a friend for AmEx Hilton Ascend and AmEx Hilton Aspire card: You can earn 20,000/25,000 bonus Hilton Honor points for every approved account you refer, up to 80,000 Hilton Honor Points per calendar year. In fact, the limit of referral bonus from AmEx Hilton cards is 82,090 instead of 80,000. For each account, you may earn…
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Comparing the Benefits of Different Flavors of AmEx Platinum Cards (2019.2 Update)
AmEx Platinum has several flavors. Their sign-up bonuses are independent, so you can get each one of them. The benefits are basically the same, but with a few differences. This post summarize the comparisons between all these flavors. Here are the links to the reviews of all these cards: AmEx Platinum regular version AmEx Platinum for Mercedes-Benz (Discontinued) AmEx Platinum…
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$3,587 Saved In 15 Months with Amex Offers
Introduction From decreasing the cost of everyday purchases like groceries and cell phone bills to Hacking the Cost of an Engagement Ring, Amex Offers provide one of the most lucrative opportunities in the credit card churning game. The opportunity is so lucrative that earnings can rival signup bonuses as the best return on credit card spend. This post summarizes how I…
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Amex PRG-Platinum Upgrade/Downgrade? Get the Travel Credit Twice!
Introduction I recently received an offer for 60,000 Membership Rewards (MR) points after spending $5,000 by upgrading my Amex Premier Rewards Gold (PRG) to an Amex Platinum. The offer was received via email with the subject line “Congratulations [NAME], Get Exciting Benefits When You Upgrade to the Platinum Card!” Of course I accepted the offer. The best part amount Amex upgrade offers…
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Introduction to Amex Offers (2018.1 Update: No Longer Able To Add Offers via Twitter/Facebook!)
2018.1 Update: Now AmEx stopped the option to add AmEx Offers via Twitter/Facebook, and in the future all AmEx Offers must be added via AmEx website. Then all third party AmEx cards will no longer be able to use AmEx Offers. HT: DoC. Introduction Amex Offers is a very lucrative discount program for Amex cardholders that provides bonus Membership Rewards (MR)…
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Comparing Delta Companion Certificates
Companion certificates are a valuable benefit of several airline credit cards. In many cases the money saved when using the companion ticket more than offsets the cost of the annual fee. Generally, companion certificates allow two people to fly for the cost of one ticket. Although you’ll have to pay taxes and fees on the second ticket. Today we…
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If I Obtained an AmEx Card by Product Changing, Am I Still Eligible for the Sign-Up Bonus?
It is well known that, AmEx has a “once per lifetime” policy for its sign-up bonuses. The exact term is: “Welcome bonus offer not available to applicants who have or have had this product.” But if you dig deep in the credit card game, you should know the concept that: the most important thing is now what the term says;…
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Getting Bigger Amex Bonuses By Calling In (Update: More Confirmed Info)
Update: An trustworthy source shared some confirmed info about the bigger bonuses: 150k MR for biz platinum is alive and currently active via targeted. Begging, as per this article today, may work but only to 100k, the 150k will likely require actual proof of targeted offer. On the blue for business plus 20k and 0% 18month can be obtained via…
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Don’t Like the New Amex Account Design? Here’s The Link To A (Very) Old Design!
These days, banks are constantly changing their online account design. The intent is good of course: they want users to have better experiences. However, sometimes new designs are worse. Yesterday (2017.06.12), AmEx changed its design again. I feel that the new design is mainly for mobile users. If you visit on your computer/laptop, the information density is very low. Besides, it’s not…
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