Bank Feature Overviews

List of Recently Discontinued Good Credit Cards (2018.12 Update)

Things change fast in the credit card game. There are always some good new cards launched every year, and there are also some cards discontinued every year. In this post, we collected a list of recently discontinued good credit cards, for everyone to cherish the memory of the past. The definition of “good” is subjective, and here we treat the…
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Credit Card “Refer a Friend” Benefits Explained (2018.1 Update)

2017.9 Update: You can now earn 10k per approval for CSR! A lot of credit cards have a “Refer a Friend” benefit for its cardholders. For instance, for each friend you refer who successfully applies for and uses the credit card, you will receive a bonus. In this post, we will explain in detail the steps to take in order to…
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Comparison and Summary of Air Credit Policies of Premium Credit Cards

One table to show the policies of premium credit cards: Note1: YMMV means Your Mileage May Vary. Note2: The statement date is NOT the due date. The statement date is always due date minus 1 month plus 3 days for Chase. Note3: We don’t see AmEx give air credit to MPX purchases since Nov 23, 2016, the day that AmEx Platinum…
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Magical Backdoor Numbers: Reconsideration Tips

What should I do if my credit card application was rejected, what about pending (further review): Try reconsideration lines of banks in USA! Whether through Internet or go to branch in US, it is very common to apply credit card without instant reply. Tragedy occurs when “we are sorry” pops out immediately after clicking “apply”. Don’t be upset. Catch your breathe…
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What Credit History Should I Have To Apply For Credit Cards? (2015.8 Update)

We often see such kind of questions in comments or forum: How difficult is it to get XX credit card? What credit history do I need to get XX credit card? Well, the correct answer is always: It depends, YMMV (Your Mileage May Vary). But there are still some statistics from the data points online. Here let’s summarize the (conservative)…
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