Credit Cards

British Airways Visa Signature® Card Review (2019.8 Update: 100k Offer & Some New Benefits)

British Airways Visa Signature® Card Review 2019.8 Update: The new offer is 50k after $3k spend and an another 50k after an additional $20k spend.  Some new benefits added to this card also include 2x earning on hotels; a Travel Together Ticket after $30k in annual spend; and statement credit on YQ. See below for details. Application Link Chase British…
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Chase Freedom® Review (2019.8 Update: $200 Offer!)



Chase Freedom® Review 2019.8 Update: The new offer is $200 (20k Ultimate Reward points)! Application Link Chase Freedom Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in 3 months from account opening.  Earn 5x UR in each quarter’s bonus categories, 1x UR on all other purchases. You need to activate beforehand, and the deadline is the 14th of…
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Chase Freedom Unlimited® Review (2019.8 Update: $200 Offer!)

Chase Freedom Unlimited® Review 2019.8 Update: The new offer is $200 (20k Ultimate Rewards points)! Application Link Chase Freedom Unlimited (CFU) Benefits 20k offer: earn 20,000 Ultimate Rewards (UR) points after spending $500 in the first 3 months. Earn 1.5x UR on everything with no cap! Although this card is advertised as a cash back card, it actually earns Ultimate…
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Barclaycard Wyndham Credit Card Review (2019.8 Update: 45k Offer Is Back)

Wyndham Rewards Visa Signature Card Review 2019.8 Update: The 45k offer is back. Note that the first year annual fee is waived for this offer. HT: reddit. Application Link Barclaycard Wyndham Benefits 45k offer: earn 45,000 Wyndham points after spending $1,000 within the first 90 days. This is the best recent offer. Wyndham points are valued around 1.0 cents/point (Hotel Points…
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Apple Card Review (2019.8 Update: Publicly Available Now)

Apple Card Review 2019.8 Update: The Apple Card is now publicly available . If you still can’t see it, please make sure your iOS system is updated to at least version 12.4. They also announced a new bonus category: you can now earn 3% cashback on Uber and Uber Eats via Apple Pay. Application Link Here is the official page…
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AmEx Platinum Card for Schwab Review (2020.2 Update: 60k Offer)

American Express Platinum Card for Schwab Review Application Link AmEx Platinum Card for Schwab. You need to have a Charles Schwab Brokerage Account in order to apply for this card. Benefits Earn 60,000 Membership Rewards (MR) Points after spending $5,000 in first 3 months. We estimate that Membership Rewards (MR) are worth about 1.6 cents/point, see below for a brief introduction. So the…
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Alliant Visa Platinum Rewards Credit Card Review (2019.9 Update: $250 Offer Is Expired)

Alliant Visa Platinum Rewards Card Review 2019.9 Update: The $250 offer is expired. The regular offer is $50. 2019.8 Update: The new offer is $250. Offer ends on 2019.08.30. Note that the bank says the $250 offer is “pre-approval offer, only for current members who meet the card’s qualification criteria” although it can be publicly seen. Application Link Alliant Visa Platinum…
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BoA Amtrak Guest Rewards Credit Card Review (2019.11 Update: 20k+$100 Offer)

Bank of America Amtrak Guest Rewards World MasterCard Review 2019.11 Update: The higher offer expired. There’s only 20k+$100 offer now. 2019.7 Update: The new offer is 40k+$100, and this is the best ever offer on this card. HT: DoC. Application Link BoA Amtrak Guest Rewards Benefits 20k+$100 offer: earn 20,000 bonus points + $100 statement credit after you make at…
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Chase Amazon Prime Credit Card Review (2019.7 Update: $80 Offer)

Chase Amazon Prime Rewards Visa Signature Card Review 2019.7 Update: The new offer is $80. 2018.2 Update: A while ago, Whole Foods is bought buy Amazon. Now this card can earn 5% cashback on Whole Foods as well! Besides the usual grocery, you can also look for gift cards you need in Whole Foods, and unlimited 5% cashback is very…
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Synchrony Cathay Pacific Credit Card Review (2020.1 Update: 40k Offer)

Cathay Pacific (CX) Visa Signature Card Review 2019.10 Update: The new offer is 40k now. The new deadline is 2020.03.31. 2019.7 Update: The new offer is 50k, and the spending requirement is a bit high. Offer expires on 2019.9.30. Application Link Synchrony Cathay Pacific Credit Card Benefits 40k offer: earn 40,000 Asia Miles after spending $3,000 within the first 90 days. Earn 2…
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Banco Popular Avianca (AV) Vuela Credit Card Review (2020.1 Update: 40k Offer)

Avianca Vuela Visa Card Review Application Link Banco Popular Avianca Vuela, the right one is this card. Benefits 40k offer: earn 40,000 Avianca LifeMiles (AV miles) after the first purchase within the first 90 days. The recent best offer was 60k (which is expired now). We value AV miles at 1.5 cents/point (Airline Miles Value), so the 60k highest sign-up bonus (which…
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Banco Popular Avianca (AV) Vida Credit Card Review (2020.1 Update: 20k Offer)

Avianca Vida Visa Card Review Application Link Banco Popular Avianca Vida, the left one is this card. Benefits 20k offer: earn 20,000 Avianca LifeMiles (AV miles) after the first purchase within the first 90 days. The recent best offer was 40k (which is expired now). We value AV miles at 1.5 cents/point (Airline Miles Value), so the 40k highest sign-up bonus (which is…
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BoA Alaska Credit Card Review (2019.7 Update: 40k+$100 Offer)

BoA Alaska Airlines Visa Signature Card Review 2019.7 Update: The 40k+$100 offer is still alive. HT: DoC. 2019.5 Update: New benefits arrived: Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases. They are not very exciting but it is always good to see new benefits added. Application Link BoA Alaska Benefits 40k+$100…
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US Bank Altitude Reserve Credit Card Review (2019.6 – Enforcement of Anti-Churn Language)

US Bank Altitude Reserve Credit Card Review [06.2019 Update]: Multiple readers report in the comments having applied for a second Altitude Reserve, meeting the minimum spend, but not receiving the bonus points. I just received a letter from a reader calling out each of his two card numbers as a reason for declining the 50,000 bonus points. At this point, I…
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Sam’s Club Credit Card Review (2020.1 Update: $45 Offer)

Sam’s Club MasterCard Review Learn More Sam’s Club Credit Card Benefits Get $45 back! Paid as a statement credit when you open a new Sam’s Club® credit card and spend $45 at SamsClub.com today. Offer ends 6/15/20.* Earn 5% cash back on eligible gas worldwide, including gas at Sam’s Club (on the first $6,000 per year, then 1% after). Earn 3%…
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