Marcus by Goldman Sachs Savings Account Review
2020.1 Update: There is a $100 offer for new & existing customers, deposit requirement is $10,000. Enroll by 2020.02.11.
- $100 offer for new & existing customers. See below for detailed requirements. Enroll before 2020.02.11.
- $0 monthly fee.
- Interest rate (APY) is one of the best among savings accounts.
- You can transfer out up to six times per month.
- The bonus offer is for both new and existing customers.
- You’ll have to deposit at least $10,000 of “new money” within 10 days of enrollment, and maintain those funds plus your current balance for 60 days. “New money” means the money that is not already in Marcus accounts.
- The terms contain an anti-gaming language: “If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer. “
How to Avoid the Monthly Maintenance Fee
- There is no monthly maintenance fee.
The bonus offers from Marcus are usually for both new and existing customers, which is very nice. The APY is also very decent, therefore you can keep this account for long term.
Historical Offers Chart