Citigold Checking Account Review 2020.1 Update: The new offer is $1,500, but the deposit requirement is HUGE: you need to deposit $200,000 into checking or savings accounts, and maintain it for 60 days! That’s insane. The equivalent APY is about 4.5%+ if the fund is in the account for exactly 60 days, and lower if the funds is stuck there…
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Citibank Priority Package Review 2020.1 Update: The $700 offer is still alive, and the new deadline is 2020.03.31. If you don’t have much cash, you can also consider Citibank Account Package with $500 offer ($15k deposit requirement), or Citi Basic Banking Package with $200 offer ($5k deposit requirement). Application Link Citi Priority Package Benefits $700 sign-up bonus! Please read below for the requirements…
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Citibank Account Package Review 2020.1 Update: The new offer is $500. If you have more money in hand, you can also consider Citi Priority Package with $700 offer ($50k deposit requirement); if you don’t have much cash, you can also consider Citi Basic Banking Package with $200 offer ($5k deposit requirement). Application Link The Citibank Account Package Benefits $500 offer. Please read below for…
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Citi Basic Banking Package Review 2020.1 Update: The $200 offer is still alive, and the new deadline is 2020.03.31. If you have more money in hand, you can also consider Citibank Account Package with $500 offer ($15k deposit requirement), or Citi Priority Package with $700 offer ($50k deposit requirement). Application Link Citi Basic Banking Package Benefits $200 sign-up bonus! Please read below for…
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Citi Dividend Platinum Select Credit Card Review 2019.11 Update: I just received a promotional offer on one of my Citi Dividend accounts to receive a $15 statement credit after spending $75 at Amazon between 11/11/19 and 12/31/19. I am not sure if other Citi products are being targeted or just the Dividend. Subject line is “Earn $15 back this holiday…
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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review 2020.1 Update: The 75k and 70k offers are expired. The current offer is 65k. 2019.10 Update: The 75k offer is back. This is the highest historical offer, so if you need AA miles this is a good time to apply. Application Link CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Benefits 65k Offer: earn…
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Citi® Double Cash Card (DC) Review [2019.9 Update]: This card has been revamped. Now cashback can be transferred to Citi ThankYou Points (TYP) at a ratio of 1:1, meaning every dollar spent on the DC earns the equivalent of 2 TYP. If you have the Citi Premier or Citi Prestige and are able to redeem points at 1.25 cents per…
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Citi Rewards+℠ Card Review Application Link Citi Rewards+℠ Card Benefits 15k offer: earn 15,000 ThankYou Points after spending $1,000 in first 3 months. The recent best offer is 20k. We estimate that ThankYou Points (TYP) are worth about 1.6 cents/point, see below for a brief introduction. So the 15k sign-up bonus is worth about $240. Earn 2x ThankYou Points per…
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Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® (Citi AA) Review Application Link Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Benefits 60k offer: earn 60,000 AAdvantage Miles after spending $3,000 within the first 3 months. We value AA Miles at 1.5 cents/point (Airline Miles Value), so the 65k highest sign-up bonus is worth about $975! See A Beginner’s Guide to AA Miles to…
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Citi Prestige® Credit Card Review 2019.9 Update: The following negative changes are in effect in Sep 1 2019: 4th night free benefit will be limited to 2 times per calendar year. Currently it’s unlimited. Currently, with this card, you can use your TYP at a fixed rate 1.25 cent/point on airlines on thankyou.com. After Sep the rate will become only 1 cent/point, so…
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Citi Rewards+℠ Student Card Review Application Link Citi Rewards+℠ Student Card Benefits 2.5k offer: earn 2,500 ThankYou Points after spending $500 in first 3 months. We estimate that ThankYou Points (TYP) are worth about 1.6 cents/point, see below for a brief introduction. So the 2.5k sign-up bonus could be worth about $40. Earn 2x ThankYou Points per $1 spent on…
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Citi ThankYou Preferred Card Review 2019.9 Update: You can still get this card via product change. Application Link This card is no longer available to apply, but you can get it by converting from other Citi credit cards. Benefits Earn 15,000 ThankYou Points after spending $1,000 in first 3 months. We estimate that ThankYou Points (TYP) are worth about 1.6…
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[Update] Citi has now announced changes via TPG. The 4th night free benefit will be limited to 2 times per calendar year, and the annual fee will become $495. See the update part of Citi Prestige review for more details. Today one of our readers reported that a new point earning structure will come to Citi Prestige later this year. He…
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Citi Premier℠ Card Review 2020.1 Update: There is a 65k offer in branch only, and the spending requirement is also $4,000 in 3 months. HT: DoC. Application Link Citi Premier℠ Card 65k Offer: in branch only Citi Premier℠ Card 60k Offer Benefits 60k offer: earn 60,000 ThankYou Points (TYP) after spending $4,000 in first 3 months. We estimate that ThankYou Points…
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American Airlines AAdvantage MileUp℠ Card Review Application Link Citi American Airlines AAdvantage MileUp℠ Card Benefits 10k + $50 offer: earn 10,000 AAdvantage Miles and $50 statement credit after spending $500 in first 3 months. We value AA Miles at 1.6 cents/point (Airline Miles Value), so the 10k+$50 highest sign-up bonus is worth about $210. See A Beginner’s Guide to AA Miles to check…
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